AI+Trust Advisory — Health Spending Accounts

Plain-English answers on Health Spending Accounts for Canadian businesses

See if an HSA fits your business

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HSA Basics

What a Health Spending Account is, how it works, and what it costs.

For Incorporated Owners

How incorporated businesses use an HSA for tax-efficient health spending.

For Self-Employed & Sole Proprietors

What an HSA can and can't do for unincorporated business owners (CRA limits).

HSA vs Group Benefits

Honest comparison: when an HSA wins, when a traditional plan wins.

For Advisors & Brokers

Offering a white-label HSA to your own clients.

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See if an HSA fits your business